YVONNE & JOHN ARNOLD Your Real Estate Consultantshttp://www.endingfinancialcrisis.com5http://www.endingfinancialcrisis.com/2741979/2012/11/06/RE-MAX-Open-Letter-to-Romney-and-Obama.aspx<p> Our Friends Brian Stevens and Frank Garay from TBWS Daily Show narrate the letter that Dave Liniger, Co-Founder of RE/MAX, wrote to the Presidential Candidates.</p> <p> <a href="http://www.remax.com/documents/insider/pr/2012/HousingHelptheEconomyOpenLetterOct2012.pdf">http://www.remax.com/documents/insider/pr/2012/HousingHelptheEconomyOpenLetterOct2012.pdf</a></p> <p> This is important!!</p> <p> Dave nails it.</p> <p> It also will help explain what is holding back our housing market. The fact that Frank and Dodd are saying that their own bill is having unintended consequences is laughable. They must have passed it and &nbsp;&quot; then figured out what was in it&quot;.</p> <p> Frank-Dodd Act must be repealed or reformed.</p> <p> Your comments and questions are welcomed.</p> <p> <iframe frameborder="0" height="349" id="viddler-39252db8" mozallowfullscreen="true" scrolling="no" src="//www.viddler.com/embed/39252db8/?f=1&amp;offset=0&amp;autoplay=0&amp;secret=72026899&amp;disablebranding=0" style="overflow:hidden !important;" webkitallowfullscreen="true" width="545"></iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Tue, 06 Nov 2012 10:47:31 GMThttp://www.endingfinancialcrisis.com/2741979/2012/11/06/RE-MAX-Open-Letter-to-Romney-and-Obama.aspxhttp://www.endingfinancialcrisis.com/2675538/2012/10/08/Top-10-Signs-You-are-Being-Scammed.aspx<p> <a href="http://s1323.photobucket.com/albums/u586/yvonnearnold/?action=view&amp;current=OCT_TopTen_10-1_zpsa857b302.jpg" target="_blank"><img alt="Photobucket" border="0" src="http://i1323.photobucket.com/albums/u586/yvonnearnold/OCT_TopTen_10-1_zpsa857b302.jpg" /></a></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Mon, 08 Oct 2012 23:38:49 GMThttp://www.endingfinancialcrisis.com/2675538/2012/10/08/Top-10-Signs-You-are-Being-Scammed.aspxhttp://www.endingfinancialcrisis.com/2607399/2012/09/13/OPEN-YOUR-MAIL.aspx<p> Do you own a home that is underwater?</p> <p> Have you missed payments?</p> <p> Have you been getting LOTS of mail from your bank?</p> <p> OPEN YOUR MAIL!!</p> <p> The banks have started taking a different stance on distressed inventory. &nbsp;They are now just sending letters telling you that they have reduced your payment without you providing documentation! &nbsp;They have started reducing principal balances with just one signature needed from you! &nbsp;They are offering large sums of money for you to short sale!</p> <p> If you don&#39;t open your mail you will never know this.</p> <p> If you&#39;ve thrown your mail away....CALL ME I can have a conference call with you and your bank and we can determine if your bank has sent out any special offers to you that you may not know about.&nbsp;</p> <p> Get the right information so that you can take control of your future and stop letting it spin out of control.</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Thu, 13 Sep 2012 11:03:37 GMThttp://www.endingfinancialcrisis.com/2607399/2012/09/13/OPEN-YOUR-MAIL.aspxhttp://www.endingfinancialcrisis.com/2559507/2012/08/23/Fannie-Mae-Turning-California-into-a-Renters-Nation.aspx<p> More confirmation of what Fannie Mae and Freddie Mac are doing that, in my opinion, is manipulating the housing market in a negative way.</p> <p> The president of the California Association of Realtors sent this letter out to the membership to confirm what we had been hearing and seeing. &nbsp;This is not something that the California Association of Realtors is backing nor do they believe it is good for our state and local areas.</p> <p> I would also like to ask the question....Doesn&#39;t this seem like a conflict of interest? &nbsp;</p> <p> Fannie Mae creating a corporation to buy their own foreclosures back as a private entity and then sell them in a bulk sale to investors, seems to undermine an already volatile California Real Estate market. &nbsp;</p> <p> Those homes would easily be bought by individual homeowners or investors if they were offered for sale. &nbsp;In Southern California, we have less than 2 months of inventory and buyers lining up for &nbsp;homes. &nbsp;So why is Fannie Mae so quick to turn California into a &quot;Renters Nation&quot;?</p> <p> <iframe height="500" src="http://www.car.org/newsstand/newsreleases/2012releases/fhfabulksales" width="100%">&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;</iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Thu, 23 Aug 2012 11:55:12 GMThttp://www.endingfinancialcrisis.com/2559507/2012/08/23/Fannie-Mae-Turning-California-into-a-Renters-Nation.aspxhttp://www.endingfinancialcrisis.com/2554362/2012/08/20/Fannie-Mae-and-Freddie-Mac-Foreclosing-FASTER.aspx<p> IMPORTANT NOTICE:</p> <p> If you have a FANNIE MAE or FREDDIE MAC loan and you are behind on your payments you are at HIGH RISK of losing your home to foreclosure even if you are trying to do a loan modification or other payment workout!!</p> <p> Fannie Mae and Freddie Mac are filing Notice of Defaults after the 4th or 5th missed payments. &nbsp;This foreclosure process continues even if you are talking to your bank to get a loan modification. &nbsp;If you have a Notice of Default filed on you and do not have a final approval on modification or short sale within 30 days prior to your foreclosure sale date....YOU WILL LOSE YOUR HOME!!</p> <p> If you don&#39;t know if your loan is owned by either of these investors you can go to the Resources tab at the top of the page and check both sites yourself. &nbsp;</p> <p> Or</p> <p> You can contact us and we will help you determine who owns your loan.</p> <p> P.S. &nbsp;the company you paid your mortgage to is NOT the company that owns your loan in many cases. (ie: Bank of America, Wells Fargo, etc...). They are strictly the servicer.&nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em><a href="tel:(951) 212-9555">(951) 212-9555</a></em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Mon, 20 Aug 2012 13:15:24 GMThttp://www.endingfinancialcrisis.com/2554362/2012/08/20/Fannie-Mae-and-Freddie-Mac-Foreclosing-FASTER.aspxhttp://www.endingfinancialcrisis.com/2500461/2012/08/02/The-Bailout-and-Why-it-DIDN-T-Work.aspx<p> Why the Fed&#39;s Stiimulus DIDN&#39;T Work! from CNNMoney.com New book &quot;Bailout&quot; written by Neil Borafsky, former TARP Inspector General, talks about his experience with the Government and Wall Street during the development of the Bailout.</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" height="356" id="ep" width="384"><param name="allowfullscreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="wmode" value="transparent" /><param name="movie" value="http://i.cdn.turner.com/money/.element/apps/cvp/4.0/swf/cnn_money_384x216_embed.swf?context=embed&amp;videoId=/video/news/2012/07/25/n-Barofsky-TARP.cnnmoney" /><param name="bgcolor" value="#000000" /><embed allowfullscreen="true" allowscriptaccess="always" bgcolor="#000000" height="356" src="http://i.cdn.turner.com/money/.element/apps/cvp/4.0/swf/cnn_money_384x216_embed.swf?context=embed&amp;videoId=/video/news/2012/07/25/n-Barofsky-TARP.cnnmoney" type="application/x-shockwave-flash" width="384" wmode="transparent"></embed></object></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Thu, 02 Aug 2012 10:02:26 GMThttp://www.endingfinancialcrisis.com/2500461/2012/08/02/The-Bailout-and-Why-it-DIDN-T-Work.aspxhttp://www.endingfinancialcrisis.com/2494128/2012/07/28/Economists-Oppose-Principal-Reduction.aspx<p> DS News posted a great article about a survey that Zillow did with Economists about underwater homes. 3/4 of those surveyed stated they would continue paying their mortgages even if they were upside down. So the mathematical or what I like to call &quot;Business Decision&quot; to strategically default for those that can still make their house payments also has moral ramifications as well. That is why walking away or even short selling a home is a decision that can only be made on a personal level. If you have questions about this issue and would like to talk about it with us please don&#39;t hesitate to call. We don&#39;t make judgments we just listen and give the facts.</p> <p> <iframe height="500" src="http://www.dsnews.com/articles/zillow-three-fourths-of-economists-surveyed-oppose-strategic-default-principal-reduction-2012-07-26" width="100%">&amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;</iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Sat, 28 Jul 2012 14:34:24 GMThttp://www.endingfinancialcrisis.com/2494128/2012/07/28/Economists-Oppose-Principal-Reduction.aspxhttp://www.endingfinancialcrisis.com/2174589/2012/02/28/Warren-Buffett-Says-Buy-a-Home.aspx<h2> <span style="color:#0000cd;"><strong>Warren Buffett Says Buy A Home!!</strong></span></h2> <p> There is an underlying idea in what Warren Buffett is talking about. What Warren describes &quot;if I could by 100&#39;s of 1,000&#39;s of homes, I would&quot; is not that far off. There are large investor companies right now cutting deals with Fannie Mae and the likes to turn underwater homes into rentals and sell them in bulk.</p> <p> Now is the time to get yours, if you are going to do it! In our Southern California market you can definitely buy homes and collect rents that absolutely &quot;pencil&quot; &nbsp;Contact us today to find out how to buy in this market.</p> <p> <iframe frameborder="0" height="349" id="viddler-6b111145" src="//www.viddler.com/embed/6b111145/?f=1&amp;offset=0&amp;autoplay=0&amp;secret=57393921&amp;disablebranding=0" width="545"></iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Tue, 28 Feb 2012 10:34:07 GMThttp://www.endingfinancialcrisis.com/2174589/2012/02/28/Warren-Buffett-Says-Buy-a-Home.aspxhttp://www.endingfinancialcrisis.com/2108406/2012/01/26/January-2012-Market-Trends-from-Realty-Trac.aspx<iframe height="500" src="http://www.realtytrac.com//MarketTrends/Newsletter.aspx?guid=C9DF74AC-7A64-489F-8F44-F3A08DF425F2" width="100%">&lt;/p&gt; &lt;p&gt;</iframe></p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p> <p> <strong>Stay up to date with market changes, </strong></p> <p> <strong>Like us on Facebook</strong></p> <p> <a href="https://www.facebook.com/YvonneArnoldConsulting" target="_TOP" title="Yvonne &amp; John Arnold"><img src="https://badge.facebook.com/badge/124437237588336.1365.2056566020.png" style="border: 0px;" /></a><br /> <a a="" href="http://www.facebook.com/business/dashboard/" style="font-family: &quot;lucida grande&quot;,tahoma,verdana,arial,sans-serif; font-size: 11px; font-variant: normal; font-style: normal; font-weight: normal; color: #3B5998; text-decoration: none;" target="_TOP"><!-- Facebook Badge END --></a></p>Thu, 26 Jan 2012 17:55:02 GMThttp://www.endingfinancialcrisis.com/2108406/2012/01/26/January-2012-Market-Trends-from-Realty-Trac.aspxhttp://www.endingfinancialcrisis.com/2107470/2012/01/25/Bernanke-recommends-Short-Sales.aspx<p> <iframe allowfullscreen="" frameborder="0" height="315" src="http://www.youtube.com/embed/YLTvDaEygmM" width="560"></iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p>Wed, 25 Jan 2012 22:44:04 GMThttp://www.endingfinancialcrisis.com/2107470/2012/01/25/Bernanke-recommends-Short-Sales.aspxhttp://www.endingfinancialcrisis.com/2101689/2012/01/20/How-come-the-Banks-don-t-just-reduce-my-Principal-Balance.aspx<p> This is a GREAT explanation of why Loan Modifications don&#39;t go through or do but not at the reduced payment you would like to see or Why Principal Loan Amount Reduction is NOT an option.</p> <p> Thanks to Frank and Brian from TBWS for keeping us informed on so many aspects of the Real Estate and Lending Industries. &nbsp;If you want to follow them, Click here...<a href="http://tbwsdailyshow.com/" target="_blank"> THINK BIG, WORK SMALL</a></p> <p> <iframe height="500" src="http://tbwsdailyshow.com/2012/01/20/mba-poised-to-fix-industry/" width="100%">&amp;amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;amp;gt;</iframe></p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p>Fri, 20 Jan 2012 14:17:38 GMThttp://www.endingfinancialcrisis.com/2101689/2012/01/20/How-come-the-Banks-don-t-just-reduce-my-Principal-Balance.aspxhttp://www.endingfinancialcrisis.com/2101527/2012/01/20/Chase-Launches-First-Time-Buyer-Qualifying-Site.aspx<p> <strong>Chase Launches First Time Homebuyer Site</strong></p> <p> There is a Silver-Lining to the housing crisis we are experiencing, it is a great time to be a buyer.</p> <p> If you are a first-time buyer and are just starting to think about buying a home, we are seeing some of the most affordable prices than we&#39;ve seen in 15 years! &nbsp;</p> <p> You probably have many questions about how to purchase your first home. How much can I afford? What does it cost? What documentation will I have to provide?&nbsp;</p> <p> Well, Chase Home Loans has launched a really nice, simple site to help with these questions.</p> <p> Check it out here.... <a href="https://www.chase.com/online/Mortgage/homepage.htm" target="_blank">CHASE-MY FIRST HOME</a></p> <p> After you visit their site, give me a call. &nbsp;We will then be able to start SHOPPING!</p> <p> Please don&#39;t hesitate to contact me with any questions about the Inland Empire Real Estate Market</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p>Fri, 20 Jan 2012 12:37:06 GMThttp://www.endingfinancialcrisis.com/2101527/2012/01/20/Chase-Launches-First-Time-Buyer-Qualifying-Site.aspxhttp://www.endingfinancialcrisis.com/2091549/2012/01/05/When-you-are-sent-a-lifeboat-and-decide-not-to-take-it.aspx<h2> <strong>When you are sent a lifeboat and decide not to take it.....</strong></h2> <p> In the past 2 months, John and I have been working hard to make as many contacts with people who are upside down on their mortgages as we possibly can.</p> <p> They are in distress, financially.</p> <p> <strong>What has been the MOST distressing to us, is that people are hiding from us, LITERALLY! </strong>&nbsp;When they see us walking toward their front yard they run in the house and don&#39;t answer the door. &nbsp;When we call they pretend to be someone else. &nbsp;When we leave messages or send letters they won&#39;t even call us back to chat.</p> <p> Now, we realize that facing hard decisions is really difficult. &nbsp;But, what if, the information we have to tell them helps make sense of this messed up housing market? &nbsp; What if, the information, empowers them to make a better decision for their family and future? What if, sticking their head in the sand and hoping that the Bank, the Creditors, the Repo Man or the Realtors will go away, just makes the inevitable outcome worse and more stressful?</p> <p> We have all heard &quot;knowledge is Power&quot;. &nbsp;Why wouldn&#39;t someone want the facts about their options to Avoid Foreclosure? &nbsp;If knowledge is truly power, why is it that so many people don&#39;t care to get more?</p> <p> Now, we realize there are many scams being committed on distressed homeowners. &nbsp;This is the exact reason we have been actively reaching out to individual homeowners directly. &nbsp;No Charge, No Obligation, No Strings Attached. &nbsp;</p> <p> <strong>Do we want to list and sell homes? &nbsp;YES! &nbsp;We also know that the short sale option is not viable for everyone. &nbsp;</strong></p> <p> <strong>Should homeowners know about Loan Modification and be told up front by a neutral party how that process works and that 95% of them end up in Foreclosure anyway and Why? YES!&nbsp;</strong></p> <p> <strong>Are there some homeowners that actually getting foreclosed on could be the best option for them? Yes!</strong></p> <p> <strong>Is there a right time and a wrong time to file Bankruptcy and do we believe that attorneys are not telling homeowners the full story about Bankruptcy? &nbsp;YES!</strong></p> <p> So if you are &quot;hiding&quot; from the bank. &nbsp;Avoiding their calls and ours. &nbsp;Getting your information from a friend, neighbor or relative who has no knowledge of your situation or financial position. Listening to only one option. &nbsp;Or....worse yet....not talking to anyone at all.........&nbsp;</p> <p> <span style="color:#ff0000;"><strong>PLEASE</strong></span> get the accurate information you need to make an educated decision about the best option for you and your housing and financial situation.</p> <p> There are too many ways to avoid foreclosure and move on with your life in a dignified fashion.</p> <p> Call or Email us right away, &nbsp;before they file the Foreclosure proceedings.</p> <p> &nbsp;</p> <p> <span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1> <span style="font-size: medium"><em>Yvonne &amp; John Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h2> <span style="font-size:14px;"><em>(951) 212-9555</em></span></h2> <p> <span style="font-size: x-small"><em><span style="font-size: small"><strong><a href="mailto:Yvonne@YvonneArnold.com">Yvonne@YvonneArnold.com</a></strong></span></em></span></p> <p> &nbsp;</p>Thu, 05 Jan 2012 00:11:27 GMThttp://www.endingfinancialcrisis.com/2091549/2012/01/05/When-you-are-sent-a-lifeboat-and-decide-not-to-take-it.aspxhttp://www.endingfinancialcrisis.com/1941048/2011/10/23/Foreclosure-Heat-Map-for-California.aspx<p><span style="color: rgb(0, 0, 0); "><iframe height="540" marginheight="0" src="http://www.realtytrac.com/trendcenter/uiservices/heatmap.aspx?width=640&amp;a=ayP8pvcdR4cBEPV2s3iMLw%3d%3d&amp;d=FxO8oRihI2lDi2qSSjJr3Q%3d%3d" frameborder="0" width="640" marginwidth="0" scrolling="no"></iframe> </span></p> <h3><span style="color: rgb(0, 0, 0); "><strong>&nbsp;If you would like more information about a specific location, Give me a call or email.</strong></span></h3> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p> <p><span style="font-size: x-small"><em>California: (951) 212-9555</em></span></p>Sun, 23 Oct 2011 22:42:09 GMThttp://www.endingfinancialcrisis.com/1941048/2011/10/23/Foreclosure-Heat-Map-for-California.aspxhttp://www.endingfinancialcrisis.com/1935330/2011/10/18/Short-Sale-and-Mortgage-Fraud-Rises.aspx<h3><span style="color: rgb(255, 0, 0); "><strong>California #1 Short Sale and Mortgage Fraud in the Nation!</strong></span></h3> <p>There has been a much higher level of Federal investigation in the Riverside/SanBernardino County areas in the last year for Mortgage/ShortSale Fraud. This is not old stuff surfacing, this is new fraud happening today. &quot;Desperate times call for desperate measures&quot;~ I think NOT. Don't make a bad situation worse, stay above the fray. If you have questions about your specific situation, don't hesitate to ask</p> <p><iframe src="http://www.dsnews.com/articles/mortgage-fraud-suspicion-rises-88-since-last-year-2011-09-28" width="100%" height="1300">&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;</iframe></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p> <p><span style="font-size: x-small"><em>California: (951) 212-9555</em></span></p>Tue, 18 Oct 2011 09:42:48 GMThttp://www.endingfinancialcrisis.com/1935330/2011/10/18/Short-Sale-and-Mortgage-Fraud-Rises.aspxhttp://www.endingfinancialcrisis.com/1834083/2011/08/09/Why-is-someone-from-the-bank-mowing-my-lawn.aspx<h3><strong>Why is someone from the Bank mowing my lawn?</strong></h3> <p>Recently, I've been visiting Distsressed Homeowners in and around Sandpoint, Idaho. &nbsp;</p> <p>I am being told that some of them have had strangers coming to their homes and mowing their lawn, getting estimates to re-roof their home, and a myriad of other strange things. &nbsp;This is something that I don't understand, considering that until the Bank actually takes the home back at Auction they cannot do any kind of repairs to the property nor can they enter the property without the Owners consent.</p> <p>We might be in North Idaho....But law is the law!</p> <p>If you or someone you know is behind on their payments, please contact me right away, there are many options to avoid foreclosure. &nbsp;Information is Power.</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p> <p><span style="font-size: x-small"><em>California: (951) 212-9555</em></span></p>Tue, 09 Aug 2011 17:08:21 GMThttp://www.endingfinancialcrisis.com/1834083/2011/08/09/Why-is-someone-from-the-bank-mowing-my-lawn.aspxhttp://www.endingfinancialcrisis.com/1792479/2011/07/19/July-2011-Idaho-Foreclosure-Market-Trends.aspx<p><iframe height="500" src="http://www.realtytrac.com/MarketTrends/NewsLetter.aspx?guid=90fb4977-0127-4d0f-8aad-325a8b4de9c6" width="100%"></p> <p></iframe></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p> <p><span style="font-size: x-small"><em>California: (951) 212-9555</em></span></p>Tue, 19 Jul 2011 17:44:07 GMThttp://www.endingfinancialcrisis.com/1792479/2011/07/19/July-2011-Idaho-Foreclosure-Market-Trends.aspxhttp://www.endingfinancialcrisis.com/1792080/2011/07/18/Who-do-you-think-wins-the-debate-Alex-Charfen-or-Howard-Glaser.aspx<h2><strong>Who do you think wins the debate...Alex Charfen or Howard Glaser?? </strong></h2> <p><iframe height="349" src="http://www.youtube.com/embed/P-7KYWdrTEY" frameborder="0" width="560" allowfullscreen=""></iframe></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p> <p><span style="font-size: x-small"><em>California: (951) 212-9555</em></span></p>Mon, 18 Jul 2011 19:56:20 GMThttp://www.endingfinancialcrisis.com/1792080/2011/07/18/Who-do-you-think-wins-the-debate-Alex-Charfen-or-Howard-Glaser.aspxhttp://www.endingfinancialcrisis.com/1746717/2011/06/21/North-Idaho-Market-and-Foreclosure-Stats-for-May-2011.aspx<p><a href="http://content.screencast.com/users/YvonneLive/folders/Jing/media/c80ed014-2563-40aa-86ba-00b0ec3fe9b6/2011-06-21_1213.png"><img class="embeddedObject" border="0" alt="" width="465" height="407" src="http://content.screencast.com/users/YvonneLive/folders/Jing/media/c80ed014-2563-40aa-86ba-00b0ec3fe9b6/2011-06-21_1213.png" /></a> <a href="http://content.screencast.com/users/YvonneLive/folders/Jing/media/b1f15132-547c-4ba8-ba28-4c03dc75f1a9/2011-06-21_1215.png"><img class="embeddedObject" border="0" alt="" width="613" height="344" src="http://content.screencast.com/users/YvonneLive/folders/Jing/media/b1f15132-547c-4ba8-ba28-4c03dc75f1a9/2011-06-21_1215.png" /></a></p> <p><a href="http://content.screencast.com/users/YvonneLive/folders/Jing/media/3dbf18a6-0d73-41e3-9414-4a1b8f455abb/2011-06-21_1215.png"><img class="embeddedObject" border="0" width="616" height="343" alt="" src="http://content.screencast.com/users/YvonneLive/folders/Jing/media/3dbf18a6-0d73-41e3-9414-4a1b8f455abb/2011-06-21_1215.png" /></a></p> <p><a href="http://content.screencast.com/users/YvonneLive/folders/Jing/media/67e864ad-e09e-4288-b91f-446dd807f01d/2011-06-21_1214.png"><img class="embeddedObject" border="0" alt="" width="610" height="346" src="http://content.screencast.com/users/YvonneLive/folders/Jing/media/67e864ad-e09e-4288-b91f-446dd807f01d/2011-06-21_1214.png" /></a></p> <p><a href="http://content.screencast.com/users/YvonneLive/folders/Jing/media/fbfb4fde-0152-41c7-991e-b189583ba9ff/2011-06-21_1206.png"><img class="embeddedObject" border="0" alt="" width="619" height="537" src="http://content.screencast.com/users/YvonneLive/folders/Jing/media/fbfb4fde-0152-41c7-991e-b189583ba9ff/2011-06-21_1206.png" /></a></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em>Idaho: (208) 610-9415</em></span></p>Tue, 21 Jun 2011 14:48:22 GMThttp://www.endingfinancialcrisis.com/1746717/2011/06/21/North-Idaho-Market-and-Foreclosure-Stats-for-May-2011.aspxhttp://www.endingfinancialcrisis.com/1640478/2011/04/21/April-Newsletter-from-RealtyTrac-Foreclosure-Statistics.aspx<p>&nbsp;</p> <p><iframe height="2000" src="http://www.realtytrac.com/MarketTrends/NewsLetter.aspx?guid=3be3c3e5-a581-4669-9655-a348a7462ef1" width="100%" style="width: 100%; height: 1774px"></p> <p></iframe></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <p><span style="font-size: x-small"><em><a href="http://www.LinkedIn.com/in/YvonneArnold">www.LinkedIn.com/in/YvonneArnold</a></em></span></p>Thu, 21 Apr 2011 02:42:01 GMThttp://www.endingfinancialcrisis.com/1640478/2011/04/21/April-Newsletter-from-RealtyTrac-Foreclosure-Statistics.aspxhttp://www.endingfinancialcrisis.com/1594932/2011/03/21/Foreclosure-Statistics-for-Corona-California-What-They-Mean.aspx<p><iframe title="YouTube video player" height="390" src="http://www.youtube.com/embed/TR36wx8y_es" frameborder="0" width="480" allowfullscreen=""></iframe></p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p>Mon, 21 Mar 2011 18:08:39 GMThttp://www.endingfinancialcrisis.com/1594932/2011/03/21/Foreclosure-Statistics-for-Corona-California-What-They-Mean.aspxhttp://www.endingfinancialcrisis.com/1579914/2011/03/03/203K-FHA-Financing-Can-Help-Short-Sale-Deals-Close.aspx<p>Watch the video below for a very simple, clear explanation of how FHA 203K loans (Renovation Loan) works. These loans have been around for a very long time, but are seeing a resurgence now due to distressed homes needing rehab and buyers not having the available money in the bank to complete the work. Contact me for information on where to find out more about these loans and how I can help you find the right home that fits this loan criteria.</p> <p><a id="5018e115Leb7054d4499dc2u46c6e3f29a89" rel="videoGUID=5018e115Leb7054d4499dc2u46c6e3f29a89&amp;" width="640" height="360" onclick="return(false);" style="width: 640px; display: block; height: 360px" href="#">203k Home Improvement Loans Part 2 of 2</a> <script type="text/javascript" src="http://360.sorensonmedia.com/5018e115Leb7054d4499dc2u46c6e3f29a89/embedv2.js"></script></p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p>Thu, 03 Mar 2011 11:59:18 GMThttp://www.endingfinancialcrisis.com/1579914/2011/03/03/203K-FHA-Financing-Can-Help-Short-Sale-Deals-Close.aspxhttp://www.endingfinancialcrisis.com/1545981/2011/02/22/Making-a-Graceful-Exit-if-You-are-Unable-to-Continue-Making-your-Mortgage-Payments.aspx<h2><span style="color: #0000ff"><em><strong>Avoid Foreclosure....Know Your Options!</strong></em></span></h2> <h2><span style="color: #0000ff"><em><strong>After watching this video...Contact me.&nbsp; I have the information you need to know to take back control of your financial situation and make the right decision for you and your family.</strong></em></span></h2> <p><iframe title="YouTube video player" height="390" src="http://www.youtube.com/embed/XbPaLHFHL7A" frameborder="0" width="640" allowfullscreen=""></iframe></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p>Tue, 22 Feb 2011 16:04:43 GMThttp://www.endingfinancialcrisis.com/1545981/2011/02/22/Making-a-Graceful-Exit-if-You-are-Unable-to-Continue-Making-your-Mortgage-Payments.aspxhttp://www.endingfinancialcrisis.com/1463628/2010/12/18/5835-Via-Coiba-Riverside-Ca-92506.aspx<h3><span style="color: #0000ff"><em><strong>Lovely Canyon Crest Country Club Location</strong></em></span></h3> <h3><span style="color: #0000ff"><em><strong>PRICE REDUCED! $320,000</strong></em></span></h3> <h3><span style="color: #0000ff"><em><strong>5 Bedrooms, 3 Full Baths, Almost 2,800 Sq. Ft. with 3 Car Garage and Pool.&nbsp; Hardwood and Tile flooring. Gourmet Kitchen with Breakfast Nook. Walk to Golf Course, Shopping, Dining. Very close to University California Riverside for Students or Staff.</strong></em></span></h3> <p>&nbsp;</p> <object width="640" height="385"> <param name="movie" value="http://www.youtube.com/v/lDAqYHAL9yo?fs=1&amp;hl=en_US&amp;color1=0xe1600f&amp;color2=0xfebd01" /> <param name="allowFullScreen" value="true" /> <param name="allowscriptaccess" value="always" /><embed width="640" height="385" src="http://www.youtube.com/v/lDAqYHAL9yo?fs=1&amp;hl=en_US&amp;color1=0xe1600f&amp;color2=0xfebd01" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true"></embed></object> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p>Sat, 18 Dec 2010 11:36:26 GMThttp://www.endingfinancialcrisis.com/1463628/2010/12/18/5835-Via-Coiba-Riverside-Ca-92506.aspxhttp://www.endingfinancialcrisis.com/1378119/2010/10/26/Why-Rising-Interest-Rates-could-Affect-a-Distressed-Homeowner.aspx<p><span style="color: #0000ff"><em><strong>In an article today written my <a href="http://www.marketwatch.com/story/record-low-mortgage-rates-will-be-gone-in-2011-2010-10-26">Money Watch</a>, they talk about interest rates have nowhere to go but UP in 2011.</strong></em></span></p> <p><span style="color: #0000ff"><em><strong>So, how will this affect a <a href="http://www.endingfinancialcrisis.com/Home.aspx">distressed homeowner </a>and the lenders who are foreclosing on them?&nbsp; </strong></em></span></p> <p><span style="color: #0000ff"><em><strong>Right now the buyer pool is shrinking.&nbsp; Although interest rates are at historical lows the guidelines for people to qualify for a new loan have tightened.&nbsp; So much so, that an increase in interest rates would bump a first-time homebuyer right out of the buying ability and since in 2009 <a href="http://www.endingfinancialcrisis.com/Short-Sales-Explained.aspx">First-Time homeowners </a>rose to 47% of the market this will take a large part of the buyers out&nbsp;of the market.&nbsp; Eliminating their opportunity to purchase could be catostrophic to an already weak housing market. </strong></em></span></p> <p><span style="color: #0000ff"><em><strong>In the Corona/Riverside areas we know that there is still &quot;shadow inventory&quot; (homes that are in some stage of the foreclosure process, but not actively on the market for sale.&nbsp;This means that there will&nbsp;be more inventory in the future.&nbsp; &nbsp;What a distressed homeowner needs to know is that now is the time to speak to someone about&nbsp;possibly short selling their home.&nbsp; The reason:&nbsp; Inventory (competition) is low and the banks are more negotiable than ever right now due to the immense amount of bad press in regards to &quot;robo-signing&quot; etc... </strong></em></span></p> <p><span style="color: #0000ff"><em><strong>So if you combine 1. Low Interest Rates 2. Low Inventory 3. <a href="http://www.endingfinancialcrisis.com/Foreclosure-Solutions.aspx">Foreclosure</a> Processing Slow Down... this absolutely works in favor of the distressed homeowner to accomplish a successful short sale and get out from under the high level of stress that this financial crisis has created.</strong></em></span></p> <p><span style="color: #0000ff"><em><strong>Contact me for a confidential consultation.</strong></em></span></p> <p><span style="color: #0000ff"><em><strong>&quot;People helping People End the Financial Crisis&quot;</strong></em></span></p> <h1><span style="font-size: medium"><em>Yvonne Arnold </em><span style="font-size: x-small"><em>CRS,CDPE</em></span></span></h1> <h5><span style="font-size: small"><strong><em>California: (951) 212-9555</em></strong></span></h5> <p><span style="font-size: x-small"><em><a href="mailto:Yvonne@YvonneArnold.com"><span style="font-size: small"><strong>Yvonne@YvonneArnold.com</strong></span></a></em></span></p> <h3><strong><em><a href="http://www.YvonneArnold.com"><span style="font-size: x-small">www.YvonneArnold.com</span></a></em></strong></h3>Tue, 26 Oct 2010 20:46:56 GMThttp://www.endingfinancialcrisis.com/1378119/2010/10/26/Why-Rising-Interest-Rates-could-Affect-a-Distressed-Homeowner.aspx